بكالوريوس إدارة الأعمال مع تخصص في المحاسبة والمالية
AI-Embedded · Triple Certified · CAA Accredited · 100% Internship Guarantee
Building Future Finance Leaders for an AI-Powered Financial World
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مدة الدراسة
4 سنوات
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الساعات المعتمدة
120
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اللغة
باللغة الإنجليزية
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Accredited
هيئة الاعتماد الأكاديمي
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وضع الدراسة
دوام خلال الأسبوع / نهاية الأسبوع
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Embedded
AI
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التدريب الميداني
100%
وصف البرنامج
Finance and accounting sit at the centre of every consequential decision an organisation makes — and Artificial Intelligence is rapidly transforming how those decisions are made. Algorithmic trading, AI-powered auditing, real-time global markets, and increasingly sophisticated regulatory environments mean that today’s finance professional must do far more than record numbers. They must interpret data, manage risk, and apply intelligent tools to support strategic decision-making.
Jumeira University’s Bachelor of Business Administration with a Concentration in Accounting & Finance was built for this reality. It is a programme that does not simply teach you the principles of finance and accounting — it equips you to lead with them in an AI-powered financial world. From your first semester, you will be developing financial reporting, auditing, and investment analysis skills alongside AI-enhanced analytical tools and platforms. By the time you graduate, you will possess a degree, a portfolio of industry certifications, verified AI competency, and the practical experience that employers across the UAE, GCC, and globally are actively seeking.
صفات الخريج
بناء المعرفة والفهم:
- إعداد كوادر علمية متميزة في المعرفة والفهم والتحليل لمصادر التراث الإسلامي وخصائصه وآثاره.
- بناء القدرة على البحث العلمي وفق الأدوات والأساليب الحديثة.
بناء الشخصية التفاعلية والقيم المجتمعية:
- صقل مهارات الطالب للجمع بين الأصالة والحداثة في التعامل مع القضايا والتطورات المعاصرة وخدمة المجتمع بفعالية وتحفيز.
بناء المهارات الذاتية:
- تنمية المهارات الشخصية للتعامل مع الحياة بإيجابية.
بناء المهارات المهنية:
- إعداد كفاءات علمية مصقولة بأخلاقيات المهنة، مزودة بكافة وسائل الاتصال الحديثة لتلبية احتياجات المجتمع وسوق العمل.
Why Study BBA Finance & Accounting at Jumeira University?
Finance and accounting are undergoing the most significant transformation in their history. AI-powered auditing tools now flag anomalies across millions of transactions in seconds. Predictive analytics inform investment decisions once made on instinct alone. Automated reporting systems are replacing manual reconciliation. Every organisation — from sovereign wealth funds and multinational corporations to banks and government finance ministries — depends on finance professionals who can combine technical accounting rigour with data-driven, AI-literate decision-making.
The AI Transformation
Machine learning models detect fraud and financial irregularities at a scale no human auditor could match. Generative AI drafts financial reports and summarises complex disclosures. Predictive analytics inform forecasting, budgeting, and investment decisions. AI-powered dashboards give finance leaders real-time visibility into organisational performance.
The Future Workforce
The World Economic Forum identifies Financial Analysts and Data-Driven Finance professionals among the fastest-growing professions globally. In the UAE and GCC, the rise of DIFC, FinTech ecosystems, and digital banking is creating unprecedented demand for finance professionals who combine accounting rigour with AI fluency.
What This Means for You
Traditional finance professionals recorded numbers. Future finance leaders interpret data, manage risk, and use AI tools to support decision-making. Jumeira University’s BBA Accounting & Finance programme prepares you to do exactly that.
| Capability | What You Will Be Able to Do |
|---|---|
| Financial Reporting & Analysis | Prepare, analyse, and communicate financial statements and management accounts in line with international standards. |
| Audit & Assurance | Apply audit methodologies and assurance frameworks to evaluate organisational financial integrity. |
| Strategic Financial Management | Apply strategic financial principles to corporate investment, financing, and risk decisions. |
| Financial Analytics | Use business intelligence and data analytics tools to extract actionable insight from financial data. |
| Risk & Investment Analysis | Evaluate financial risk and investment opportunities across local and international contexts. |
| FinTech & Digital Finance Awareness | Understand the digital finance, banking, and FinTech ecosystems reshaping the financial sector. |
أهداف البرنامج ومخرجات التعلم
- (م1)إظهار الفهم لمفاهيم ومبادئ ونظريات إدارة الأعمال.
- (م2)تطبيق المهارات التحليلية والتفكير النقدي لحل المشكلات التجارية.
- (م3)تحليل القضايا التجارية وتحديد الحلول التكنولوجية الناشئة لاتخاذ قرارات أخلاقية في الأعمال.
- (م4)توظيف مهارات التعاون في بيئات العمل الجماعي لتحقيق نتائج متكاملة.
- (م5)دراسة الاتجاهات والممارسات التجارية العالمية.
- (م6)تقييم السيناريوهات التجارية من منظور الاستدامة.
- (م7)التواصل من خلال حجج مقنعة ومتسقة باستخدام الوسائل الكتابية والشفهية لمخاطبة مجموعات متنوعة.
- (م8)تطوير نهج ريادي ومبتكر لاغتنام الفرص التجارية.
- (م9) صياغة وتنفيذ حلول لمختلف القضايا التجارية ضمن التخصصات ذات الصلة.
مقرارات البرنامج
AI-Embedded Learning Ecosystem
At Jumeira University, AI integration in the BBA Accounting & Finance programme is foundational — embedded into how students learn, how they are assessed, how they access academic support, and how they apply their knowledge in professional financial contexts. Graduates do not merely know about AI in theory; they have practised applying AI throughout their entire four-year academic journey.
AI Across the Learning Experience
- Adaptive learning pathways that adjust content difficulty and pacing based on individual student performance in accounting, finance, and quantitative modules.
- AI-powered tutoring systems supplementing faculty support in financial analysis, statistics, and analytical reasoning.
- Real-time learning analytics dashboards enabling faculty to monitor comprehension and engagement at individual and cohort level.
- AI-generated case summaries, financial model review aids, and personalised revision tools tailored to each module’s learning outcomes.
- Natural Language Processing tools supporting academic writing, research, and accessibility for all students.
- Guest practitioners from Dubai’s finance, banking, and FinTech sectors delivering applied AI-in-finance sessions aligned to concentration courses.
Three-Tier AI Literacy Programme
| TIER 1 — Beginner | TIER 2 — Intermediate | TIER 3 — Advanced |
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| Target: Year 1 AI fundamentals, responsible AI use, AI ethics, AI in daily financial life, UAE AI policy. |
Target: Year 2 Prompt engineering, AI tools in accounting and finance disciplines, critical evaluation of AI-generated financial outputs. |
Target: Years 3–4 AI model design concepts, AI-driven financial research, building AI-augmented financial solutions, AI leadership. |
AI-Embedded Assessment Strategy
Every programme module incorporates AI-embedded assessment components, ensuring students engage with AI tools as part of their regular academic practice. The Final Year BA Project (BU 490) requires demonstrable AI integration, including a structured reflective component using the Gibbs Reflective Framework. Finance and accounting students practise reflecting on their AI-augmented analytical decision-making — a competency increasingly expected of senior finance professionals in UAE and global organisations.
Industry Certifications & Career Accelerators
Alongside the BBA degree, Jumeira University BBA Accounting & Finance students build a portfolio of industry-recognised certification options that validate their practical skills to employers. These certification options are embedded career accelerators — woven into the four-year academic journey at appropriate milestones.
| Certification Option | Focus Area | Year / Stage | Employer Value |
|---|---|---|---|
| Accounting Fundamentals Certificate | Financial Accounting | Year 1 | Core technical credential validating accounting fundamentals — a baseline expectation for finance roles. |
| Financial Analysis Certification Option | Quantitative Finance | Year 2 | Confirms rigorous financial analysis competency across forecasting and valuation. |
| Excel & Financial Modelling Certificate | Financial Modelling | Year 2 | Validates financial modelling and spreadsheet proficiency — required across virtually every finance role. |
| Business Analytics Certification Option | Data-Driven Finance | Year 3 | Validates proficiency in business intelligence and analytics tools applied to financial data. |
| Audit & Assurance Certification Option | Audit Practice | Year 3 | Demonstrates competency in audit methodology and assurance frameworks. |
| FinTech & Digital Finance Certificate | Financial Technology | Year 3 | Validates practical understanding of digital banking, payments, and FinTech innovation. |
| AI Literacy Certificate — Beginner | AI Foundations | Year 1 | Awarded on completion of Tier 1 AI Literacy Programme. |
| AI Literacy Certificate — Intermediate | Applied AI | Year 2 | Awarded on completion of Tier 2 AI Literacy Programme. |
| AI Literacy Certificate — Advanced | AI Leadership | Years 3–4 | Awarded on completion of Tier 3 AI Literacy Programme. |
| Employer Readiness Certification | Full Career Preparation | Year 4 / Graduation | Awarded on completion of all employability requirements. |
Guaranteed Internship Opportunities
Every eligible Jumeira University BBA Accounting & Finance student receives internship opportunities through JU’s employer ecosystem. This is not an aspiration — it is a formal, credit-bearing programme requirement (BU 499), ensuring every graduate enters the job market with verifiable, real-world finance and accounting experience.
| What It Delivers | Description |
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| Workplace Readiness | Real-world exposure to professional finance and accounting environments — applying financial analysis, reporting, and AI tools in live organisational contexts. |
| Professional Networking | Direct relationships with accountants, financial analysts, and finance directors who can become references, mentors, or future employers. |
| Industry Exposure | Understanding of how financial theories and accounting frameworks operate in live UAE and GCC organisational environments. |
| Portfolio Evidence | Internship deliverables — financial models built, reports produced, analyses completed — become compelling portfolio evidence in interviews. |
| Career Acceleration | Many students convert internships into direct employment offers, accelerating their transition from student to finance professional. |
Future Career Opportunities
Graduates of the BBA Accounting & Finance programme are positioned for a wide spectrum of career opportunities across the UAE, GCC, and global markets. The combination of business administration foundations, accounting and finance specialisation, AI literacy, and industry certification options creates a professional profile that is relevant across every sector of the modern economy.
| Career Role | Sector | AI-Enhanced Dimension |
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| Accountant | All Sectors | AI-assisted bookkeeping, reconciliation, and financial reporting. |
| Financial Analyst | Finance, Investment, Corporate | AI-powered forecasting, valuation, and financial modelling. |
| Accounts Executive | All Sectors | Automated transaction processing and intelligent reporting tools. |
| Finance Executive | Corporate, Government | AI-enhanced budgeting, planning, and performance analysis. |
| Audit Associate | Audit, Assurance Firms | AI-driven anomaly detection and continuous audit techniques. |
| Tax Associate | Tax Advisory, Corporate | AI-assisted tax research and compliance documentation. |
| Budget Analyst | Corporate, Government | AI-enhanced budget forecasting and variance analysis. |
| Treasury Assistant | Corporate Treasury, Banking | AI-driven liquidity forecasting and cash flow analytics. |
| Credit Analyst | Banking, Financial Services | AI-powered credit risk scoring and assessment models. |
| Banking Operations Executive | Banking, Financial Services | Intelligent automation of banking operations and processes. |
| Risk Analyst | Finance, Insurance, Banking | AI-driven risk modelling and scenario simulation. |
| FinTech Associate | FinTech, Digital Banking | Supporting AI-enabled digital finance and payment products. |
Graduates with strong accounting and finance fundamentals, AI literacy, and a foundation for professional certifications such as ACCA, CPA, or CFA are well positioned across the UAE and GCC’s growing financial services, banking, and FinTech sectors, with finance and accounting roles consistently ranking among the most in-demand professional tracks in the region.
Graduate Employability Advantage
The BBA Finance & Accounting (ACCA Certified) graduate from Jumeira University does not enter the job market as a qualified academic. They enter as a verified, industry-ready professional. This distinction is deliberate, structural, and significant.
The JU Employability Ecosystem
Employability is not a module at Jumeira University — it is an ecosystem. From Year 1, students are systematically prepared for professional life through an integrated blend of academic learning, practical experience, AI skill development, and career readiness activities.
| Competency | How JU Develops It | Employer Relevance |
|---|---|---|
| Technical Financial Skills | ACCA-aligned curriculum, case studies, applied projects | Immediate professional contribution in finance roles. |
| AI Literacy | Three-tier AI Literacy Programme via MECFuture, AI-embedded assessments | Growing strategic requirement in all finance and accounting recruitment. |
| Business Intelligence | IT 404 Business Intelligence & Data Analytics, AI projects, simulation exercises | Decision-support capability increasingly valued over routine processing skills. |
| Critical Thinking | GE 131 Critical Thinking, research methodology, project-based assessments | Essential for interpreting AI outputs and complex financial environments. |
| Professional Communication | BU 305 Corporate Communication, BU 240 Business Writing, presentation assessments | Leadership readiness in client-facing and board-level environments. |
| Leadership & Teamwork | BU 202 Introduction to Leadership, BU 204 Organizational Behavior, team projects | Finance leadership and collaborative working in international teams. |
| Problem-Solving | Embedded across quantitative, strategy, and ethics modules; capstone project | Adaptability to emerging financial challenges and ambiguous environments. |
| Adaptability | Continuous AI literacy development, bootcamps, live industry challenges | Readiness for evolving roles in an AI-transformed financial profession. |
| Global Awareness | BU 304 International Business, FN 402 International Finance, global case studies | Competency to work across GCC, MENA, and international financial markets. |
| Ethical Judgment | BU 205 Business Ethics, AI ethics modules, reflective practice framework | Trust and integrity as the foundation of long-term financial career success. |
The Competitive Differentiation
When a JU graduate walks into a job interview, they bring not just a degree certificate — they bring ACCA-aligned academic credentials, a portfolio of AI micro credentials and industry certifications, documented project and internship experience, and the confidence that comes from having applied their skills in real professional contexts. In an increasingly competitive graduate market, this differentiation is decisive.
Industry Readiness Framework
The BBA Finance & Accounting program is structured around a progressive four-year journey from foundational knowledge to career-ready professional leadership. Each year has a distinct developmental purpose, building systematically on the last.
| السنة | Theme | Academic Focus | AI & Industry Dimension | Key Milestone |
|---|---|---|---|---|
| Year 1 Foundation | Building the Base | University core requirements, English communication, principles of management, accounting, marketing, MIS, statistics, entrepreneurship, UAE context. | AI Literacy Beginner Tier via MECFuture. AI Fundamentals micro credential. Financial Data Interpretation badge. Year 1 global case study project. | AI Literacy Certificate — Beginner. Micro Credentials: AI Fundamentals + Financial Data Interpretation. |
| Year 2 Skill Development | Building Professional Competency | Financial Management, Business Ethics, Leadership, Organizational Behavior, Economics, MIS, International Business, introductory concentration courses. | AI Literacy Intermediate Tier. Business Analytics micro credential. AI in Accounting badge. FinTech Bootcamp. AI Tools Bootcamp. Industry Certification 1. Cross-border simulation project. | AI Literacy Certificate — Intermediate. Industry Certification 1. Two AI Skills Badges. FinTech Bootcamp completion. |
| Year 3 Industry Application | Applying Knowledge Professionally | HR Management, CRM, Business Strategy, Business Research Methodology, Project Management, Business Intelligence & Analytics, advanced concentration courses. | AI Finance Certification. FinTech & Digital Transformation badges. Industry consulting project. Global virtual consulting project. Financial Leadership Bootcamp. Industry Certification 2. | AI Finance Certification. Industry Certification 2. Two Skills Badges. Live Consulting Project Portfolio. |
| Year 4 Career Acceleration | Becoming Employer-Ready | Business Strategy capstone, BA Project (BU 490), BA Internship (BU 499), advanced electives, Strategic Financial Management. | Advanced AI Literacy. AI-Powered FP&A micro credential. Business Analytics Certification. AI-enhanced capstone project. Guaranteed internship. Career Accelerator Bootcamp. Employer Readiness Certification. | BBA Degree. ACCA-Aligned Knowledge. Full Credential Portfolio. Employer Readiness Certification. Internship-Verified Experience. |
متطلبات البرنامج
- شهادة الثانوية العامة:
- يجب على الطلاب أن يكونوا حاصلين على شهادة الثانوية العامة من وزارة التربية والتعليم في دولة الإمارات العربية المتحدة أو ما يعادلها من الشهادات المعترف بها.
- يجب على الطلاب من المناهج غير التابعة لوزارة التربية والتعليم استيفاء معايير معادلة الشهادات التي تحددها وزارة التربية والتعليم في دولة الإمارات العربية المتحدة.
- إتقان اللغة:
- بالنسبة لمناهج وزارة التربية والتعليم :
- يجب على الطلاب المتقدمين للبرامج التي تُدرس باللغة الإنجليزية تحقيق درجة 80% في مادة اللغة الإنجليزية في المرحلة الثانوية
- بالنسبة لمناهج وزارة التربية والتعليم :
- بالنسبة للمناهج غير التابعة لوزارة التربية والتعليم
- يتطلب إتقان اللغة الإنجليزية فقط إذا لم تكن لغة التدريس في المدرسة الثانوية هي اللغة الإنجليزي
- اختبارات اللغة الإنجليزية المعتمدة:
- اختبار تحديد المستوى في جامعة جميرا.
- TOEFL: 500 أو ما يعادلها.
- IELTS: 5.0 أو ما يعادلها.
- القبول المشروط:
- الطلاب الذين لا يستوفون متطلبات اللغة أو المتطلبات الأكاديمية يُقبلون قبولًا مشروطًا، ويجب عليهم:
- إتمام المقررات التمهيدية أو العلاجية خلال الفصل الدراسي الأول.
- اجتياز اختبارات الكفاءة المطلوبة خلال فترة القبول المشروط.
- الطلاب الذين لا يستوفون متطلبات اللغة أو المتطلبات الأكاديمية يُقبلون قبولًا مشروطًا، ويجب عليهم:
الرسوم الدراسية
| النوع | تدريس |
|---|---|
| 49,500 درهم | رسوم السنة الأولى |
| 49,500 درهم | رسوم السنة الثانية والثالثة والرابعة |
| النوع | رسوم التسجيل |
|---|---|
| 1500 درهم إماراتي (رسوم لمرة واحدة / غير قابلة للاسترداد) | رسوم القبول |
| 750 درهم إماراتي (رسوم لمرة واحدة / غير قابلة للاسترداد) | رسوم خدمة الطلاب |
| 750 درهم إماراتي (رسوم لمرة واحدة / غير قابلة للاسترداد) | رسوم التعلم والتطوير |
| 1800-1200 درهم إماراتي للفصل | رسوم الكتب المدرسية |
*تعتمد الرسوم الدراسية على 15 ساعة معتمدة لكل فصل دراسي. الرسوم الدراسية عرضة للتغيير.
*يتم دفع الرسوم الدراسية على أساس فصل دراسي. خطط الدفع السهلة متاحة.
المنح الدراسية والدعم المالي
تقدم جامعة جميرا منحاً دراسية متنوعة على النحو التالي:
- المنح الدراسية المقدمة مباشرة من الجامعة
- منحة الإنجاز الأكاديمي.
- منحة البحث العلمي.
- منحة مجتمعي.
- منحة الأسرة.
- منحة القبول المبكر.
المنح الدراسية المقدمة من الشراكات:
- منحة بحثية.
- منحة المشاركة.
بالإضافة إلى مجموعة من المنح الأخرى.
تفاصيل كل منحة دراسية قيد المراجعة وسيتم الإعلان عنها قريبًا.
لمزيد من المعلومات، يرجى التواصل مع مكتب القبولEnrollment@ju.ac.ae
*ملاحظة: يتم تقييم الطلبات من قبل اللجنة المختصة ويتم الموافقة على المنح الدراسية للطلاب المستحقين وفقًا للشروط والأحكام.
بيانات البرنامج
توضح البيانات التالية نسبة تخرج الطلاب وحضورهم ومعدل استمرارهم في برنامج بكالوريوس الدراسات الإسلامية:
| Graduates Count | نسبة الحضور | معدل المواصلة | |||
|---|---|---|---|---|---|
| خريف 2023 | ربيع 2024 | صيف 2024 | خريف 2023 | ربيع 2024 | العام الأكاديمي 2023-2024 |
| 4 | 4 | 3 | 89% | 89% | 96.00 |
الآفاق المهنية
يتمتع خريجو برنامج بكالوريوس إدارة الأعمال (BBA) بتخصص المحاسبة و المالية بفرص وظيفية مثيرة ومتنوعة تتناسب مع مهاراتهم المتخصصة. يمكنهم النجاح كخبراء تخطيط ضريبي، حيث يضعون استراتيجيات لتحسين النتائج المالية للشركات أو الأفراد. كما تفتح لهم مجالات إدارة المخاطر، حيث يقومون بتقييم وتقليل المخاطر المالية للمؤسسات. وبفضل خبرتهم في التكنولوجيا المالية، يمكنهم التميز كمتخصصين في Fintech، من خلال دمج الأدوات المبتكرة في العمليات التجارية. كما أن تركيز البرنامج على اتخاذ القرارات الاستراتيجية يؤهلهم لشغل مناصب مثل مديري الميزانيات، حيث يشرفون بدقة على تخصيص الموارد. إضافةً إلى ذلك، تفتح لهم مهاراتهم في تحليل الاستثمار أبواب العمل في مجالات الأسهم الخاصة أو رأس المال الاستثماري، حيث يقومون بتقييم الفرص لدعم النمو المالي. كما أن استعدادهم للتكيف مع التغيَرات العالمية يمكّنهم من متابعة مسارات مهنية في مجال الاستشارات، حيث يقدمون المشورة للشركات حول الكفاءة الاقتصادية والتشغيلية، مما يضمن نجاحًا طويل الأمد في بيئة تنافسية متغيرة.
Why This Degree Delivers Long-Term ROI
Choosing a degree is one of the most consequential investments a student and their family will make. The BBA Accounting & Finance from Jumeira University is engineered to deliver compounding professional value — not just immediate career entry, but a sustainable, growing career in one of the most structurally in-demand disciplines in the global economy.
Career Sustainability in an AI-Transformed Economy
Roles requiring financial judgment, strategic interpretation of AI-generated insights, regulatory understanding, and ethical decision-making are precisely the roles that AI cannot easily automate. By building AI literacy alongside accounting and finance expertise, JU ensures graduates remain relevant and valuable as the discipline continues to evolve — not displaced by AI, but empowered and elevated by it.
The AI Skills Advantage
AI literacy is rapidly becoming a baseline expectation in finance and accounting recruitment — and a premium differentiator at senior levels. JU graduates arrive with three years of progressive AI skill development, verified through certification options and AI Literacy Awards. They have applied AI tools in real financial projects, developed judgment about when and how to use AI effectively, and earned employer-readable credentials that signal readiness for the AI-powered financial world.
Global Employability
Triple certification, AI capability, and a UAE educational background from a CAA-accredited institution create a genuinely global professional profile. The curriculum’s strong foundation for ACCA, CPA, and CFA pathways further extends this advantage. JU Accounting & Finance graduates are positioned for career opportunities across the GCC, MENA, the United Kingdom, Singapore, Australia, and beyond.
Finance Leadership Potential
The programme is designed not merely to produce competent finance practitioners, but to develop future finance leaders. Business Strategy, Project Management, Business Research Methodology, and Strategic Financial Management sit alongside accounting and finance concentration courses — ensuring graduates possess the leadership vocabulary, technical depth, and cross-functional competency to ascend to CFO and Head of Finance roles over the course of their careers.
لماذا تختار الإمارات/دبي للتعليم العالي؟
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مركز الفرص العالمية
تحتل دبي المركز الرابع في مؤشر فرص المستقبل العالمي 2024 وتتقدم في 20 مؤشراً للجاهزية المستقبلية.
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الحافة التنافسية
الإمارات تحتل المركز السابع عالمياً في تقرير التنافسية العالمية 2024 الصادر عن المعهد الدولي للتنمية الإدارية (IMD) والمرتبة 22 في مؤشر تنافسية المواهب العالمية 2023
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عالمية
تشتهر دبي بأنها المدينة الأكثر جمالاً في العالم ليلاً، حيث توفر نمط حياة عالمي نابض بالحياة.
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مركز الابتكار
الإمارات تتفوق في الاستجابة للتغيير ودعم ريادة الأعمال والتخطيط طويل المدى.
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ملاذ آمن
تُعَدّ دبي واحدة من أكثر عشر مدن أمانًا على مستوى العالم، مما يجعلها وجهة جاذبة للمقيمين الأجانب والرحالة الرقميين على حد سواء
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التبادل الثقافي
تستضيف دولة الإمارات العربية المتحدة برامج تبادل ثقافي متنوعة، مما يعزز منظورك العالمي وفرص التواصل.
